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Krungsri EDC
Krungsri EDC
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Service
Expand your sales opportunities by facilitating payment with credit/debit card bearing VISA, MasterCard, JCB and UPI symbols issued by financial institutions around the world
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Service
Krungsri EDC (Electronic Data Capture) is the tool for payment of goods or services via credit/debit cards. With millions of credit/debit cards in Thailand and around the world, Krungsri EDC service offers another distribution channel and growth opportunity in addition to cash payment.
Product features
Krungsri EDC service enables payment for products/services via VISA, MasterCard, JCB and UPI credit/debit cards issued by every financial institution around the world and also supports technology contactless payment.
Krungsri Mail Order service enables payment for goods and/or deposits for services by mail or telephone.
Krungsri Recurring service allows payment for products/services on a periodical basis such as monthly or annual membership fee.
Krungsri DCC (Dynamic Currency Conversion) facilitates payment for products/services by converting THB currency to that of credit card issuers. This service is available for 13 currencies including USD, EUR, GBP, JPY, SGD, HKD, AUD, CHF, CNY, DKK, NOK, SEK and THB.
Merchants can track daily EDC settlement report, provided through the Bank Web Portal.
Benefits
Add your payment channels
Increase sales opportunities by encouraging credit card holders to make purchase decisions
Enjoy convenient and cost-effective cash management
Reduce your cash management risk
Credit to merchant’s account on the next working day
Conditions
Merchants hold Krungsri savings or current account.
Merchants offer products/services which are neither illegal nor unethical. Examples of illegal and unethical businesses are as follows:
Sales of all types of additive substances
Sales of corrupted products, pornographic media, and matchmaking business
Sales of weapons/gambling
Business is credible and has workplace located in Thailand.
Shareholders have good financial records.
In case customers reject to make payments, merchants consent that Krungsri debits the said payment from the merchant’s account. In this regard, Krungsri will inform merchants of the matter prior to debiting.
Required documents
Copy of ID card of business owner/authorized signatory (20 years of age and higher)
For foreigners, a copy of valid passport and work permit
Business documentation
Ordinary person
copy of commercial registration certificate or trade certificate, provided that the registration period is of not less than 6 months
Juristic person
copy of company affidavit or limited partnership affidavit and Article of Association, provided that the registration period is of not less than 6 months (the date of the copy is not exceeding 6 months)
Ordinary partnership/ Group of person
Copy of commercial registration certificate or trade certificate, provided that the registration period is of not less than 6 months
Copy of ordinary partnership registration certificate or group of persons registration certificate
Copy of VAT ID Registration (Por Por 20) (for juristic person)
Copy of Krungsri savings or current account
THB 30 duty stamp (for juristic person who would like to assign the Bank as intermediary remitting the withholding tax)
For specific business, additional documents are required to submit as follows:
For travel agent, provide a copy of travel agency license issued by the Tourism Authority of Thailand (TAT).
Hospitals/clinics are required to submit following documents
Copy of medical license
Copy of health care operation license
Copy of health care facility license
Schools are required to submit a copy of school license issued by the Ministry of Education
Insurance agents are required to submit following documents
Copy of insurance agent license
Copy of insurance premium collection agent certification issued by insurance company
Remarks
All documents are to be signed, certified, and stamped with entity seal.
The Bank reserves the right to change terms and condition without prior notice.
Merchant Service Procedure
Service Channel
Merchant Care
Call 0 2296 4555 Press 1
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