Krungsri 75th Anniversary
Krungsri GIFT..."A gift from the heart"
Deposit, Withdrawal, Transfer and Payment
Completed 4 types of transaction within a month
Reward of the Month
Easy to get Right
Completed 4 types of transaction “Deposit, Withdrawal, Transfer and Payment”
within calendar month through following channels
Krungsri Online (KOL)Krungsri Online (KOL)
Krungsri Mobile App (KMA)KMA-Krungsri Mobile App
Check your right and Redeem rewards through
KMA - Krungsri Mobile App
Krungsri Mobile App (KMA) - Log in1
Log in
Krungsri Mobile App (KMA) - GIFT & Privilege2
Select GIFT & Privileges
Krungsri Mobile App (KMA) - Check & 
Redeem GIFT3
Check & Redeem the reward
Download and Register KMA
Operating System IOS and Android
Krungsri GIFT Terms and Conditions 
1. Eligible Conditions
  • Applicable for an individual customer who has any type of the following deposit accounts: savings account, current account or time deposits account with Bank of Ayudhya Public Company Limited (“Bank”) and has made the transactions through those deposit account between the period of 1st January until 31st December 2020 in accordance with the terms and conditions stipulated by the Bank. Any deposit account opened through Kept Application shall not be eligible to participate into this campaign).
  • In the case where the customer has maintained more than one deposit account with the Bank or holds the Bank’s Krungsri Debit Card or Krungsri Pre-paid Card) more than one card, the Bank will calculate the right for redemption of the reward under this campaign that such customer shall be entitled to receive by accumulating all transactions made through all of such customer’s accounts and Krungsri Debit/Krungsri Pre-paid Cards.
  • For redemption of the reward under this campaign, the customer will be entitled to receive 1 right/month/person once the customer has completed all 4 types of the following transactions within each month during the above prescribed period: “money deposits” (cash deposits, cheque deposits or receive money transfer), “cash withdrawals” (cash withdrawals including oversea cash withdrawals via ATM ), “money transfers” and “payments” (e.g. bill payment), mobile top-up via Krungsri ATM and Krungsri Online (KOL), domestic or international payment by using Krungsri Debit Card or Krungsri Pre-paid Card , Auto Pay Debit instructed by the customer including oversea payment via EDC, online shopping in Thai Baht or foreign currencies and overseas cash withdrawal via EDC or ATM through their deposit account/Krungsri Debit/Krungsri Pre-paid Cards. (transactions transacted in other months will not be used for calculation for the reward.)
  • The following transactions shall not be eligible for participating in this campaign: money transfer between the customer’s own accounts maintained with the Bank, international fund transfers, automatic generated transactions (e.g. the receival of interest payment, tax deduction, fee deduction, and all types of fee etc.), withdrawal made to close account, payments of product and service to the Bank/affiliated companies (e.g. buying mutual funds and insurance payment etc.) and any transactions made through Krungsri Biz Online (KBOL), Krungsri e-Wallet and Kept Application.
  • There are 2 channels that the customer can check his/her eligible right which are (i) KMA (Krungsri Mobile Application) or Krungsri Call Center at 1572
  • The Bank will notify customer of the eligible right via KMA (Krungsri Mobile Application) (for KMA registered customer only) within 2 business days from the date of completion 4 types of participation transactions in each month during the prescribed period.
  • The customers will be eligible to redeem the reward under this campaign from the date on which the customers receive the notification of the eligible right until the last day of the same quarter of year 2021 which the customer has been notified of the reward entitlement (i.e. 31 March 2021, 30 June 2021, 30 September 2021 and 31 December 2021 (as the case may be)) ("Exercise Period"). For example, if the customer has been notified the reward entitlement in February 2020, the customer could redeem such reward until 31 March 2021.
  • The Bank reserves its right to amend, change or cancel the terms and conditions or the participating transactions at the Bank's sole discretion without prior notice.

2. Terms and conditions for reward redemption
  • Customers will be eligible to redeem for the reward during the relevant Exercise Period. In the case that the customer does not redeem the reward within the relevant Exercise Period, it shall be deemed that the customer forfeits his/her right and the Bank will cancel such right which will not be accumulated to the next Exercise Period or next year in any respect.
  • The customer can redeem the reward through KMA (Krungsri Mobile Application) or via USSD gateway by using the code received via mobile phone at the participating stores within the relevant Exercise Period.
  • Exclusively for Krungsri’s customer whose deposit account is still active and is the holder of Krungsri Debit/Krungsri Pre-paid Card on the date of the redemption of the rewards.
  • The Bank reserves its right to specify the type of the rewards / participating store at any interval period at the Bank’s sole discretion.
  • Once the redemption has been completed, it could not be canceled, changed or reinstated the right.
  • The eligible right is non-exchangeable, non-refundable or non-transferable and is not exchangeable for cash.
  • The Bank reserves its right to change the terms and conditions of this campaign, recalculate the eligible right, the method for redeem rewards and the kind of reward in this campaign without prior notice.
  • In case of any disputes the Bank's decision is final.