A multi-purpose loan, payable monthly, that comes in handy for loan seekers who wish to purchase a residence, a commercial building or a condominium. The Taweesuk Housing Loan is ideal for any individual looking to own a home and thus lay a firm foundation for his/her future and household's.
Type of Loan
Multi-purpose loan (payable
monthly)
Maximum
Loan
Loan allowance is specific to the type of
collateral as follows:
*single house, twin house, townhouse and condominiums* maximum
loan is 80% of the estimated value determined by the bank (for
condominiums valued at over 500,000 according to the value appraisal
made by the bank; for condominiums valued under 400,000 , the
maximum loan allowance will be set to 70% of the appraised value
determined by the bank)
*For commercial buildings, loan allowed is up to 75% of the
appraised valued by the bank
*The collateral must be owned and currently in use.
Loan
Duration
*maximum duration is 30 years, loaner must not exceed 65 years
of age upon completion of the contract
Interest
Rate
The following collateral appraisal scheme
is applied:
- single houses, twin houses, townhouses and condominiums will
be charged MLR per annum
- commercial buildings will be charged MLR +1% per annum
Fees
*Loan request fees for each term is 1,000 THB
*Appraisal fee is 2,500 per collateral plus VAT 7%, i.e. 2,675
THB net.
*Legal agreement and/or collateral registration fee is 0.05%
of the loan allowance plus VAT 7%; the fee will be ranged between
1,070 THB and 3,210 THB
*Pending fee for total repayment within 3 years from the contract
agreement date is 3% of the loan amount allowed, excepted the
O/D that is renewed on an annual basis
*Site inspection fee is 1,000 THB plus VAT 7%, the minimum being
1,070 THB per inspection (for house builders)
Remark: The bank reserves the right to investigate the loan as it sees fit, and is entitled to make adjustments without prior notice.
Please feel free to contact us for further information at:
Personal
Loan Department, call 0-2296-4324-29, 0-2296-4640-60 Call Center 1572
Email : tpuchong@krungsri.com
We will be glad to provide you with further clarification, as well as
answer any question you might have.
