Overdraft | Promissory Notes | Term Loans | Loans in a Foreign Currency | Trade Finance Credit |

Contingent Liability | Domestic Bill Discounted | Forward Exchange Contracts |

Credit/Financial Status Certification Issue | Loans Supported by the State | BAY Product Programs Loans |

Loan for Land Purchase in an Industrial Estate (that has an agreement with the bank) | Fixed Interest Rate Loan |


 
 
 
    Loan for Land Purchase in an Industrial Estate (that has an agreement with the bank)

Amata Nakorn and Amata City Industrial Estates
•  Anyathani Industrial Estate
 


 
    Amata Nakorn and Amata City Industrial Estates

Loan offered to business entities designing to purchase land in the “Amata Nakorn” or “Amata City industrial estate” project
Principles for granting loan - Long – term loan for land purchase, plant construction and machinery purchase

Loan Distribution
Land – up to 70% of the market value or appraised value accepted by BAY (lesser is selected)
Plant construction – up to 70% of the total construction expenses
Machinery – up to 70% of retail price

Loan Duration Up to 10 years (Grace period up to 2 years: gradual repayment of initial fund, using the company’s cash flow resources as reference)

- Working Capital

Amount
Depending on the needs of the company

Collateral
Land, building and machinery
Personal guarantee by committee or parent company

Loaner Qualifications
Clean record and reputation, financially stable
Operate a business with justifiable net profit, certified by a trust worthy auditor, for at least 2 years counting from the latest operation year result; or has an annual strong positive cash flow. Newly – founded companies must be part of group answering the criteria mentioned above

Target Clients
Local or foreign companies planning to have a factory in the industrial estate.
Business clients with no previous dealings with BAY (possibly other banks clients)
Conditions for Loan Assessment and Authorization
Comply with the bank’s regulations and conditions

Remark
Conditions are subject to change as appropriate

Further Inquiries Welcome at
Construction and property business loan department
Tel: 02-296-3739 and 02-296-2606
 


 
    Anyathani industrial estate
Loan extended to business entities designing to purchase a factory mall in the Anyathani industrial estate (the countries first and only industrial estate for gems and jewelry accessories)

Target Clients
Local and foreign investors owning an SME operating in the jewelry and accessory industry
Loan granted per request
Land and Building purchase
Non-Thai nationals up to 70% of market value
Thai nationals: up to 80% of market value (loan requested up to appraised collateral value accepted by BAY)
• Machinery up to 70% retail price

Loan Duration
• up to 8 years

Collateral • Land and building (coverage for total loan amount); machinery also added as collateral for machinery purchase loans

Conditions for Loan Assessment and Authorization
• Comply with the BAY’s regulations and conditions

Remark
• Conditions are subject to change as appropriate.
 


 
Bank of Ayudhya PLC (all branches)
Call Center 1572
 
 
 
 

1222 Rama III Road, Bang Phongphang, Yan Nawa, Bangkok 10120 Thailand
Telephone: (662) 296-2000 press 1572, Email : webmaster@krungsri.com